TerraDebtGet assessment
Healthcare

MCA Relief for Healthcare Practices

Insurance reimbursement runs on its schedule. MCA debits run on theirs. We bring them back into alignment.

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$100,000
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$95K
Average MCA debt resolved
48%
Typical savings
10 months
Average program length

Common pain points we solve

  • • Insurance reimbursement lag of 30 to 90 days versus daily MCA debits
  • • Equipment loans on top of stacked MCAs
  • • Payroll for clinical staff competing with daily lender pulls
  • • Denials and re-bills delaying the cash flow MCAs assumed would arrive

FAQ for Healthcare

Are HIPAA-related concerns a problem?
We never request patient data. Underwriting and negotiation use bank statements and contracts only.
Can I keep accepting new patients?
Yes. The program is designed so the practice keeps operating, scheduling, and billing normally.