TerraDebtGet assessment
Trucking

MCA Relief for Trucking Companies

When factoring stacks on top of MCAs and fuel costs spike, the daily debits stop matching the lane economics. We resolve that.

Step 1 / 6
$100,000
$0$250K$500K$750K$1M+

Slide to your approximate total across all advances. We'll tailor the call from here.

press Enter
$425K
Average MCA debt resolved
42%
Typical savings
11 months
Average program length

Common pain points we solve

  • • Factoring advances and MCA debits hitting the same account every morning
  • • Fuel and driver pay outrunning weekly settlement timing
  • • Equipment financing payments competing with daily MCA pulls
  • • Brokers slow-paying loads while the MCA debit does not slow down

FAQ for Trucking

Will my factor still advance while you negotiate?
Yes in most cases. We coordinate directly with your factor so receivable advances continue while we pause and renegotiate the MCA debits.
Can I keep running my trucks during the program?
Operating is the goal. Programs are designed so you can dispatch, fuel, and pay drivers while we work the lender side.